With the onset of wildfires, if my home burns down, is it covered?

Yes, damage caused by wildfires is often covered by standard homeowners insurance policies. These policies generally encompass a range of perils, including wildfires, though specifics can vary. It's crucial to thoroughly review your policy, noting coverage limits, deductibles, and any potential need for additional coverage in wildfire-prone areas. In high-risk regions, insurance providers might have distinct requirements. Additional living expenses during home repairs due to wildfires are often covered, and some policies might offer discounts for preventive measures. Promptly contacting your insurance provider, documenting damage, and understanding the claims process are vital steps in seeking coverage. Consulting with your insurance broker ensures you're well-informed about your policy's provisions and tailored recommendations for your situation.