Is damage to my roof caused by a hail storm covered under my Homeowners insurance policy?

Standard homeowners insurance policies in Washington state typically cover damage caused by hail, including damage to your roof. When you file a claim for hail damage, your insurance company will assess the extent of the damage to your roof to determine the appropriate course of action. If the damage is severe enough to compromise the integrity of the roof or if significant repairs are needed, your insurance company may opt to replace the roof rather than repair it.

In assessing your claim, your insurance company may also take into account the age and condition of your roof. If your roof is older or has pre-existing damage, this may affect the amount of coverage provided. It's crucial to understand the terms of your homeowners insurance policy throughout the claims process - Thomas can provide guidance and assistance to help you navigate this process.