What is the difference between Comprehensive and Collision Deductibles?

In auto insurance, comprehensive and collision coverage are two types of coverage that provide protection for different types of damage to your vehicle. The deductible is the amount you're responsible for paying out of pocket before your insurance coverage kicks in. Here is the difference between comprehensive and collision deductibles:

1. Comprehensive Deductible: Covers non-collision incidents that may damage your vehicle. Examples of events covered include theft, vandalism, natural disasters (like hail or floods), falling objects, and animal collisions.

2. Collision Deductible: Covers damage to your vehicle caused by collisions with another vehicle or object. Examples of events covered include accidents with other cars, hitting a stationary object (like a tree or pole), or if your car rolls over.